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6 Things I Wish I Knew Before Buying My Home

John Selby

An Engineer by education and Real Estate Agent by trade, I have learned the perfect combination of problem solving and excellent customer service comb...

An Engineer by education and Real Estate Agent by trade, I have learned the perfect combination of problem solving and excellent customer service comb...

Feb 8 5 minutes read

Key Take Aways

  • There are some things that can be done that will make your home buying experience far more enjoyable.
  • It is extremely important to interview agents and test their knowledge.
  • Buying a home takes time so be patient during the process.

Thinking back on the first time I purchased a home, or really any home purchase I have made, I wish I knew this before buying a home.  I'm not just saying this.  Being an educated buyer is extremely important.  Even though there are so many websites out there to search homes, get market statistics, and endless other data, it is so different once you are in the thick of it searching for a home. Below I have outlined a few things that will help you emotionally and financially during YOUR home search.

1. The home buying process can be an emotional roller coaster. You will encounter this during the home search and again once you have picked the perfect home. There are days you are so excited and can not wait to get up and meet your realtor for showings and there will undoubtedly be days you want to stop the search all together.  Don't let this discourage you.  It is all normal.

2. You will be putting a lot of trust into your realtor.  They are taking your future into their hands and leading you on your way to a new home.  Interview at least two agents.  It is really important to have an agent who knows the market you are looking to buy in.  There is nothing more frustrating then writing offer after offer and not getting any accepted. All because your agent doesn't know how to coach you to make a competitive offer in a specific market. Just because someone is nice doesn't necessarily mean they know the market. You need to feel very confident with the agent's abilities so you won't be second-guessing his/her recommendations.

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3. A buyers consultation is very important.  Sit down with your agent at their office or in a coffee shop for 20-30 minutes so you can all be on the same page.  Having the right expectations will be critical for your success in purchasing a home. Go through the entire home buying process. Starting with getting pre approved, then into searching for the perfect home and finishing off with what to expect when submitting an offer and during the escrow process. If you know what to expect, your experience will be much more positive.

4. Once you have an accepted offer keep this close to the chest until 10-15 days before closing.  Many times offers that are accepted don't close.  There are many reasons for this.  The home inspection uncovers a number of issues with the home, the home doesn't appraise for the value you offered, the bank won't give financing on the home or many other complications that can come up during the escrow process.  It is hard enough dealing with not getting a home you really loved.  Repeating the story over and over wouldn't be fun!

5. Be flexible on your closing date.  It is not uncommon for it to change during escrow.  This can be due to many different things not going as planned.  Regardless of why your close date had to change try and hold off as long as possible on giving your landlord 30 day notice or scheduling your moving truck.  It is always good to give a week over lap (possibly more if you can) between you needing to be out of your current home and your closing day. This will make your life much easier and give you time to move.

6. Your lender will ask you for many different documents and often times you will feel like you keep giving them the same paperwork over and over.  This does not mean you have picked a bad lender.  Your loan needs to be reviewed by many different departments due to strict lending regulations and each department can have a similar but different list of requests. Your lender is on your side too and looking out for your best interest.  


(If you would like for us to join you during your home buying journey, click HERE)


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